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Home Damage




Before, during and after a Hurricane

If Your Home is Damaged or Destroyed...
  Tips of Recovery
  • If your home is unlivable, find out what living expenses your insurance policy may provide. Be patient and assist claims adjusters assigned to your case. Small losses may be settled quickly; extensive claims will take longer.
  • Notify creditors if bills have been lost or you're unable to pay.
  • Ask your utility company to stop billing if your home is unlivable or has been destroyed.
  • Report your claim to Allstate promptly. Be aware, if a widespread disaster has occurred, the company may set up special procedures.
  • Prepare to file an insurance claim by gathering all relevant policy numbers.
  • Inventory your home for damaged or lost items before your adjustor arrives. This will speed up your claim process.
  • Work with a qualified tax expert to find out about tax breaks you may be eligible for because of your losses.
Source: American Red Cross

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